Terms & Conditions

Welcome to our Terms & Conditions page, where you can find important information regarding our services as a Medicare insurance broker in California. Our primary goal is to provide you with personalized guidance to help you navigate the various Medicare options available to you, including Medicare Advantage plans, Medicare Supplement plans, and prescription drug plans.

By using our services, you agree to these terms and conditions. If you do not agree with any part of these terms, please do not use our services.

**Eligibility:** To utilize our services, you must be eligible for Medicare. This means you should be 65 years or older, or under 65 with certain disabilities.

**Personal Information:** We take your privacy seriously and adhere to applicable data protection laws. Personal information you provide during your consultations will be used solely for the purpose of assisting you in finding Medicare coverage that best meets your needs.

**Service Changes:** We reserve the right to update or modify our terms and conditions at any time. Changes will be posted on this page. We encourage you to review our terms periodically for any updates.

Terms and Conditions

Effective Date: 04/30/2026

Please read these Terms and Conditions ("Terms", "Terms and Conditions") carefully before using the website www.oldtownehealthcaresolutions.com (the "Website", "Service") operated by Old Towne Healthcare Solutions, owned by Ivonne Chavez ("we", "us", "our").

By accessing and using this Website, you confirm that you have read, understood, and agree to comply with these Terms. If you do not agree, you must discontinue use of this Website immediately.

We grant access to this Website and its services only to users who accept these Terms.

Old Towne Healthcare Solutions is an independent insurance agency and is not affiliated with or endorsed by the U.S. government or the federal Medicare program.

• We do not offer every plan available in your area.
• Any information we provide is limited to the plans we represent.
• Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

By using this Website, you acknowledge that any information provided is for educational purposes and does not constitute a commitment to enroll in a plan.For further inquiries or detailed explanations regarding our terms, please contact us directly. Your understanding and adherence to these terms are appreciated as we work together to find the best Medicare insurance solutions for you.